Flexibility is the selling point of the prop firm, with three different account plans to choose from. Does any of the options provide the best possible value for your trading style? This Tradeify review goes through the features of each account plan and payout requirements, letting you see which ones suit your risk tolerance and profit goals.
Tradeify at a Glance
Growth
| Parameters | 50K | 100K | 150K |
|---|---|---|---|
| Payout Frequency | 5 days | 5 days | 5 Days |
| Max Drawdown | $2,000 | $3,500 | $5,000 |
| Daily Loss Limit | %1,250 | $2,500 | $3,750 |
| Consistency Rule | 35% | 35% | 35% |
| Max Contracts | 4 minis/40 micros | 8 minis/80 micros | 12 minis / 120 micros |
Select
| Parameters | 50K | 100K | 150K |
|---|---|---|---|
| Payout Frequency | Daily-1 dayFlex-5 days | Daily-1 dayFlex-5 days | Daily-1 dayFlex-5 days |
| Max Drawdown | $2,000 | $3,000 | $4,500 |
| Daily Loss Limit | None | None | None |
| Consistency Rule | None | None | None |
| Max Contracts | 4 minis/40 micros | 8 minis/80 micros | 12 minis / 120 micros |
Lightning
| Parameters | 25K | 50K | 100K | 150K |
|---|---|---|---|---|
| Payout Frequency | 5 Days | 5 Days | 5 Days | 5 Days |
| Max Drawdown | $1,000 | $2,000 | $4,000 | $6,000 |
| Daily Loss Limit | None | $1,250 | $2,5000 | $3,700 |
| Consistency Rule | 20%/25%/30% | 20%/25%/30% | 20%/25%/30% | 20%/25%/30% |
| Max Contracts | 1 minis/10 micros | 4 minis/40 micros | 8 minis/80 micros | 12 minis / 120 micros |
There are three ways to the funded phase.
- Growth: This is the entry-level account plan with an easier evaluation phase.
- Select: The Select account is designed to make the funding phase easier. There are also two Select options with different payout and trading rules.
- Lightning: It is the instant-funding option of Tradeify that lets you skip the evaluation phase.
Tradeify Evaluation Phase
You are required to go through the evaluation phase when you purchase either the Select or Growth accounts. The goal is to hit the profit target for your specific prop accounts by trading futures contracts.
Growth
| Parameters | Growth | Select | Lightning |
|---|---|---|---|
| Profit Target | $3,000 | $6,000 | $9,000 |
| Trailing Max Drawdown | $2,000 | $3,500 | $5,000 |
| Daily Loss Limit | $1,250 | $2,500 | $3,750 |
| Reset Fee | $95 | $169 | $290 |
| Consistency Rule | None | None | None |
| Max Contracts | 4 minis/40 micros | 8 minis/80 micros | 12 minis/120 micros |
Select
| Parameters | 50K | 100K | 150K |
|---|---|---|---|
| Profit Target | $2,500 | $6,000 | $9,000 |
| Trailing Max Drawdown | $2,000 | $3,000 | $4,500 |
| Daily Loss Limit | None | None | None |
| Reset Fee | $95 | $155 | $210 |
| Consistency Rule | 40% | 40% | 40% |
| Max Contracts | 4 minis/40 micros | 8 minis/80 micros | 12 minis/120 micros |
Consistency Rule
Select account holders need to be mindful of the consistency rule, which requires that the profit for any one day not exceed 40% of their total gains. If your total gains are $3,000 on the 50K plan, your profit per day should not be $1,200 or higher. Should your profit reach more than 40% for one day, you need to make a profit across other trading days to meet the consistency rule.
Growth account holders do not have to worry about the consistency rule during this phase. For Select users, the 40% provides just enough room to make steady gains across several trading days. It also means there is less pressure from losing days when you exceed the consistency rule requirement. The 40% maximum profit requirement is a reasonable rate to maintain consistent profits.
Drawdown Rule
All evaluation accounts follow the end-of-day (EOD) rule instead of an intraday policy. It means that all losses are only counted at the end of a trading session. If your position’s unrealized losses hit your maximum drawdown in the middle of the day, you still have time to regain your losses before it breaches your account.
The EOD drawdown allows for flexible trading without relying on a tight risk/reward ratio. You can invite more risk to your trading strategy for both the Select and Growth plans to reach the profit target.
No Trading Days
The advertisement for the Growth is “pass in 1 day,” while the Select is “pass in 3 days.” These refer to the lack of minimum trading days for all evaluation phases. Instead, you are focusing more on the consistency rule for the Select plan, since you need at least three consecutive winning days to pass the evaluation.
Without the requirement of making trades across five or seven days (the general standard among futures prop firms), you lessen the risk exposure. Tradeify accounts let you preserve your gains and immediately pass the evaluation when it is enough to hit the target, instead of pressuring you to make more trades over multiple days.
News Trading
There are no restrictions on trading during major news events or financial report releases. The most commonly anticipated reports are the Consumer Price Index (CPI), the Fed Interest Rate Decision, and the Non-Farm Payroll (NFP). Trading during the release of these reports or any geopolitical event is usually prohibited by most futures prop firms due to wild price volatility. While this can be an advantage for most traders, it is also highly risky due to widened price gaps and slippage.
Resetting Accounts
If you fail a Tradeify evaluation account, you can reset it from your dashboard instead of buying a completely new subscription. The rates for resetting either your Growth or Select account are more affordable than the monthly cost at the discounted rate. Getting back to your evaluation fund without waiting for a discount is a major perk for Tradeify. PipBack usually recommends waiting for discounts from prop firms rather than resetting your accounts to get the best value. Tradeify lets you return to the evaluation phase without waiting for a discount. Choosing to reset your accounts will reset your balance to zero. Your charts and other settings still remain after the reset.
The lower reset rate provides better value for both Select and Growth accounts. Note that the option is only available during the evaluation process.
Tradeify Funded Phase
Passing the Select and Growth evaluation moves you to the funding phase. You also immediately access this phase with the Lightning account. We go through the rules for this phase, including payout eligibility.
Consistency Rules for Funded
A notable difference here is that the consistency rule now applies to Growth accounts, whereas Select accounts are not required to comply. In addition, Growth holders are working with a 35% consistency rule, which is lower than the 40% consistency rule that select users encountered during the evaluation phase. This rate requires you to be mindful of your risk/reward ratio when setting your stops. The EOD will also remain during the funded phase.
On the other hand, Lightning account holders must work with a 20% consistency rate. Fortunately, this scales with each payout. The consistency rate increases to 25% for the first payout and to a maximum of 30% for the second. However, the lower rate can make high losses or consistently losing days difficult to handle when qualifying for profit. It discourages high-risk/high-reward trades that let you enjoy a higher payout. This is natural since you are skipping the evaluation phase, where they normally test your trading skills.
The added limitations to your trades are the compensation to skipping the evaluations. In a way, the scaling consistency rules are how you are still going through an evaluation period with a payout. You can reach the average trading experience as the Growth and Select accounts enjoy upon completing 2-3 payouts.
Funded Drawdown Rules
All Tradeify accounts follow the EOD drawdown rule throughout the funded phase. Your losses are only counted at the end of the day, not in real time. It should be noted that even the Lightning accounts enjoy this perk. Some prop firms have their instant-funded accounts work with the intraday drawdown.
Another rule to note is the absence of a daily loss limit (DLL) for Select Flex accounts and the 25K Lightning account. Hitting the DLL will lock your account for the rest of the trading day, which can make you miss profit opportunities. On the other hand, the DLL being a soft breach is still beneficial. It means your losses are incredibly high in a single day. You are given time to review your current trading practices and improve them. Select Flex account holders are not affected by a DLL and are free to make trades with moderate risk or calculated losses.
Payout Rules
While all Tradeify accounts enjoy a 90/10 profit split during payouts, your actual real-money gains are determined by the payout cap and when you can request one.
Lightning Accounts
Below are the payout caps for Lightning accounts:
- 25K-$1,000
- 50K-$2,000-$2,500
- 100K-$2,500-$3,000
- 150K-$3,000-$3,500
Lightning account holders have the advantage of having a higher cap than the Select Flex account and no minimum trading day requirements. Instead, you need to hit the profit target for specific accounts:
| Account Size | Payout 1 Profit Goal | Payout 2+ Profit Goal |
|---|---|---|
| 25K | $1,500 | $1,000 |
| 50K | $3,000 | $2,000 |
| 100K | $6,000 | $3,500 |
| 150K | $9,000 | $4,500 |
The minimum payout for Lightning accounts is $1,000. With the 25K, you will always earn a $1,000 profit per payout since that is also its max payout cap. It should also be noted that all leftover profits are cleared after each payout. Given the first and second payout goals, there will always be leftover profits.
You can see this leftover profit with the 25K’s profit target minus its payout minimum and maximum cap. $1,000 is the only amount you can withdraw once you hit the $1,500 profit goal, leaving $500. Fortunately, the succeeding profit target will always be $1,000 after your first payout.
Unfortunately for 150K account holders, the first profit target of $9,000, minus the $3,000 payout cap, would leave $6,000 in leftover gains. Even with an approachable profit target of $4,500, the payout cap would leave $1,500 in leftover gains. This makes the 150K the Lightning account with the worst value.
Growth Accounts
Below are the payout caps for Growth accounts:
- 50K-$1,500-$3,000
- 100K-$2,000-$4,000
- 150K-$2,500-$5,000
There are no profit targets to hit for Growth accounts. However, you will need to clear the buffer amount requirement when requesting a payout.
| ACCOUNT SIZE | MIN BALANCE NEEDED |
|---|---|
| $50,000 | $53,000 |
| $100,000 | $104,500 |
| $150,000 | $156,500 |
The buffer is the profit you need to make before you can build on your withdrawable gains. For $50K holders, for example, you need to gain $3,000. All amounts beyond the $3,000 are eligible for withdrawals. In addition, you also need to meet 5 minimum winning trade days. You are required to achieve the following profit for five trading days:
- 50K-$150 in profit
- 100K-$200 in profit
- 150K-$250 in profit
Another rule to note is the minimum payout amount for Growth accounts. These are different for each account size:
- 50K-$500
- 100K-$1,000
- 150K-$1,500
The winning-trade-days requirement is why there is no consistency rating for this plan. Growth traders are required to achieve gains of at least $150, $200, or $250 on five different days. Those minimum rates serve as a consistency rule that discourages you from reaching the minimum payout on a single day. In addition, the payout cap follows a scaling rule in which the maximum amount you can withdraw increases with each request.
Unlike the consistency rating, there is no requirement to limit your gains on any given day. A large one-day gain will also not force you to achieve sufficient profit over several days to satisfy the consistency condition. However, the disadvantage for traders is the increased risk exposure associated with trading over five days and the requirement to achieve the minimum gains.
Select Flex Account
Below are the payout caps for Select Flex accounts:
Flex
- 50K-$3,000
- 100K-$4,000
- 150K-$5,000
An important rule to note with the Select Flex is that you can only withdraw 50% of the profit you gained on top of the initial balance. If you gained $3,600 for a total of $103,600, you can only withdraw $1,800 and leave behind the rest. This shows that the actual profit split is 45% and not 90%. On top of the 10% that Tradeify takes, the other 45% stays with the prop firm until you satisfy the payout requirement again.
Another requirement is a minimum of 5 winning days. Similar to the Growth payout requirement, you need to reach the specific profit amount for each account:
- 50K-$150 in profit
- 100K-$200 in profit
- 150K-$250 in profit
Given the 50% profit payout and the minimum winning day requirement, the Select Flex remains approachable because it lacks a minimum payout. If you meet the $150 minimum profit over five trading days for the 50K, you get $750, which lets you withdraw $375.
Daily
The payout caps for the Select Daily accounts are as follows:
- 50K-$1,000
- 100K-$1,500
- 150K-$2,500
A notable rule for Select Daily is that the payout amount you can request is double the profit you made from the previous day. If you were to gain $300 for one day on a 50K account, you can withdraw up to $600 the next day. However, the amount is limited by the payout cap of each account size. If you reach $600 in profit in one day, you can only withdraw $1,000 instead of $1,200 on the 50K account.
An additional payout requirement is the buffer amount policy.
- 50K-$2,100 buffer
- 100K-$2,600 buffer
- 150K-$3,600 buffer
Your profit needs to clear the buffer amount for your specific Select Daily accounts. For the 50K account, your balance should be $52,100 to satisfy the buffer requirement. Any profit on top of the $52,100 can be withdrawn as long as you reach the minimum payout amount of $250.
Note that there is no minimum trading day requirement with Daily accounts. With Flex accounts, your cap for five trading days is $3,000 for a 50K account, $4,000 for a 100K account, or $5,000 for a 150K account. Since the cap is $1,000 for a 50K account, $1,500 for a 100K account, and $2,500 account, you can earn more over the course of 5 days if you consistently hit the max payout capacity of your Daily account.
Who Are the Accounts For?
With four different options to choose from, zeroing in on one that fits your trading style and risk tolerance is hard. To help, we cover which type of trader the Growth, Lightning, or Select account has in mind.
Growth
The Growth account is best suited for traders who want a simpler evaluation path. It is also for those who do not mind a more controlled payout process after passing. It makes the most sense for traders who value flexible trading rules during the challenge phase, especially the lack of a consistency rule.
Traders who can achieve consistent profit across several days can get the most out of any Growth account. It is not meant for high-stakes traders who are counting on a large winning day. A high profit of more than 35% for one day adds to the pressure of making enough gains to satisfy the consistency rule, apart from the requirement of completing five winning trade days.
Select Flex
The Select Flex is for traders who want a simpler funding phase. and a high weekly payout cap. It is intended for people willing to tackle the consistency rule during the evaluation phase. While there is no consistency rule to worry about, you still need to clear the buffer amount and the minimum winning trading days requirements. Trading days serve as a replacement for the consistency rule, since you want to make gains over several days.
Note that the minimum trading days is not as constraining as the consistency rule. You have full rein over the amount of profit you can make during the trading day, as long as you can achieve the minimum of $150 for the 50K, $200 for the 100K, and $250 for the 150K accounts. High-risk/high-profit trades like scalping and news trading are suitable for the Flex account, since you are maximizing the large payout cap for each request.
Select Daily
The Select Daily is for those who want a consistent daily payout. Just like the Flex account, you are not constrained by the consistency rule. In addition, there is no minimum number of winning trading days required. The buffer amount and the payout daily cap based on your previous day’s profit are the only requirements to be mindful of when requesting to withdraw your funds.
While the weekly payout potential for the Select Daily is high, the account is suited for those aiming at reasonable daily gains. This involves day trades or momentum trades with a good risk/reward ratio.
Lightning
Tradeify’s Lightning account is for Traders who want immediate access to funding and are willing to accept additional constraints. Futures prop firms test all traders with their evaluation phase. In a way, Lightning account holders face a unique challenge due to the scaling consistency rule, which starts at 20%. After two successive payouts, the consistency rate increases to 25% and to 30%.
Another drawback of the Lightning account’s immediate access is that the profit target exceeds the payout cap. There will always be a large cut of the gains you made when reaching the first profit target due to the limited amount you can withdraw. The 25K account will only experience a small loss during the first payout. However, 100K and 150K account holders experience higher leftover gains on the first payout and continue to miss out on additional profits with subsequent payouts because the profit target exceeds their max withdrawal cap.
Because of the consistency rate and profit targets, Lightning accounts are for confident traders using a tight strategy that allows for small, regular gains over several days.
Additional Rules
There are other rules to be aware of when considering any Tradeify account. The following rules determine what trading styles or methods are allowed or not in this futures prop firm.
Bot and Algorithm Trading Rules
Bots or algorithmic trading is allowed in Tradeify if you are the one who made the program or code. Traders are required to prove ownership of the bot if they plan on using it on the platform. The aim is for traders to make gains through their own skills, not through someone else’s work.
There are additional limits to what your trading bots can do on Tradeify. High-frequency trading (HFT) functions or activities similar to the trading method are highly restricted. Most futures prop firms restrict HFT on their platforms, as it can lead to market manipulation and undermine the safe and fair trading environment.
While the restriction on HFT is understandable, the option to use your own trade bots on Tradefiy is a significant perk for certain traders.
Overnight Holding
Swing trading is prohibited or not possible since all positions automatically close at 4:59 PM EST. Tradeify restricts this practice since overnight holding puts you at risk of market activities that can turn sharply against your positions when the market is closed. It should be noted that allowing the platform to close your positions automatically can result in slippage.
Many futures prop firms have their own restriction on overnight holding. Tradeify is another firm where you cannot use swing or multi-day trading strategies.
Microscalping
As with trading bots, you are allowed to microscalp within a limited capacity. Microscalping is when you enter and exit a position within seconds, aiming to make gains from small price movements. Tradeify recognizes this method as a legitimate trading strategy. However, it is difficult to replicate for their own market applications.
As a compromise, you can microscalp less than 50% of all of your trades. Microscalping, in Tradeify’s terms, is trades held for less than 10 seconds. Breaching this rule, where more than half of your positions are aiming for the small price movements, prevents you from passing your evaluation or requesting a payout.
Despite the compromise, this is a major perk for anyone using microscalping or even tick scalping. There is a great potential for daily gains despite the risk. Even with the limitations, keep in mind that your trades can be held for 11 seconds or less, or for less than a minute, to not count as a microscalped trade. Smart scalpers can still take advantage of a volatile market with this trading style without breaching Tradeify’s rules.
Final Word: Tradeify 2026 Review
Flexibility is the main advantage of Tradeify, with its EOD drawdowns, four account options, no activation fee, and the use of trading styles that are restricted at other firms. They are also ahead in terms of affordability by having cheap reset fees for the Growth and Select accounts. PipBack examined 10K+ reviews and has placed Tradeify as the top-ranked futures prop firm because of their balanced payout terms and strong support.
https://www.youtube.com/watch?v=2hXf9uBnpYk
The firm has some limitations that constrain your trading strategies, such as the buffer amount and the minimum winning days requirement. However, it remains one of the highly regarded futures prop firms due to its reasonable trading and payout terms.
FAQ
How Many Funded Tradeify Accounts Can You Have at Once?
Tradeify allows up to 5 funded simulated accounts per individual. All accounts made under one household are counted. On the other hand, you can open as many evaluation accounts as you want.
Do You Need to Keep Trading to Keep a Funded Account Active?
All accounts must show at least one trade per week, Monday through Friday, to remain active. The rule applies per account, not per user. That means traders running multiple funded accounts need to ensure each account has activity, even during slower trading weeks.
Can You Use Copy Trading on Tradeify?
Copy trading between accounts that you personally own and manage is allowed. Copying trades from another person’s account, or letting someone else copy yours, is prohibited Note that third-party copier programs can put you at risk of breaching your account.