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Take Profit Trader 2026 Review: Payout Rules Explained

Update May 2026: New Test Account Prices Traders tend to bring up Take Profit Trader’s “one-day payout” and the absence of the payout cap when talking about the futures prop firm. Are these just the advantages of the firm, or...

A title card for the take profit trader review.

Update May 2026: New Test Account Prices

Traders tend to bring up Take Profit Trader’s “one-day payout” and the absence of the payout cap when talking about the futures prop firm. Are these just the advantages of the firm, or are there hidden terms that place traders at a disadvantage? This review goes through the different aspects of Take Profit Trader, including their evaluation and funded phase, to help you know if their trading terms meet your expectations.

Take Profit Trader at a Glance

Factors 25K 50K 75K 100K 150K
Price $150/month $170/month $245/month $330/month $360/month
Profit Cut 80/20 80/20 80/20 80/20 80/20
DLL None None None None None
Evaluation Drawdown EOD EOD EOD EOD EOD
Funded Drawdown Intraday Intraday Intraday Intraday Intraday
Scaling Plan None None None None None
Buffer Zone $26,500 $52,000 $77,500 $103,000 $154,500

Take Profit Trader has only one account type: Pro. What it lacks in account variety is made up for by the perks on the Pro+, which is a live account. In addition, the evaluation phase is one of the more challenging aspects when comparing it to other futures prop firms.

Take Profit Trader Evaluation Phase

Traders need to complete the account evaluation before they start making money with the PRO account. Passing this phase requires you to hit the profit target of your account while avoiding losses that move you closer to the maximum trailing drawdown.

Account Size Maximum Contracts Profit Target Maximum Trailing Drawdown Reset Fee
$25,000 3 Contracts / 30 Micros $1,500 $1,500 $79
$50,000 6 Contracts / 60 Micros $3,000 $2,000 $99
$75,000 9 Contracts / 90 Micros $4,500 $2,500 $139
$100,000 12 Contracts / 120 Micros $6,000 $3,000 $169
$150,000 15 Contracts / 150 Micros $9,000 $4,500 $199

There are several rules during this phase to note that help you know the total value of the Take Profit Trader accounts.

Consistency Rule

During the evaluation, your profits for a single day should not exceed more than 50% of your net profit. You can track your net P/L’s consistency through your Take Profit Trader dashboard. With the consistency rule, traders need to be mindful of the profits they make for a day. TPT is looking for those who can “be consistent” with their profits rather than relying on high-risk trades with high payouts. The high consistency rule makes the evaluation manageable since your highest winning and losing days do not put pressure on you to make enough gains across other days to satisfy the consistency rule.

Drawdown Rule

During the evaluation phase, you are following the end-of-day (EOD) drawdown rule. This means your unrealized and realized net P/L is counted at the end of the trading day. It gives you more time for your positions to recover their losses or for you to make profitable trades before you hit the drawdown.

It should also be noted that there is no daily loss limit (DLL) added to the drawdown rule. A DLL is a specific limit that either temporarily locks your account for a day or fully breaches your account when you hit this drawdown. While this is a safety feature for some prop firms, TPT gives you more versatility on your trades by not limiting your losses further.

Minimum Number of Trading Days

An additional requirement for passing the evaluation is to make trades in at least five days. While the 50% consistency rule lets you hit the profit target within two days, you still need to make trades in three more days.

Fortunately, this requirement does not place much pressure on traders since you only need to make one trade for all five days. It is not the same as a “winning day” requirement, where you need to make a minimum profit for a single day.

Overnight Restrictions

Take Profit Trader has an allowed trading window of 6 AM Eastern to 5 PM Eastern. You cannot hold positions outside the trading window, which removes the option to swing trade or tap into multi-day market movements.

Activation Fee

A major requirement, barely visible on the front page, is the activation fee. This fee is required for you to move your evaluation account to the funded phase. It is a flat cost of $130 per activation. PipBack highly recommends that you wait for the vouchers that will waive the activation fee for your account transition. As of this writing, you can use the code “PIP” to remove the activation fee.

Take Profit Trader Funded Phase

After passing the evaluation and paying the activation fee, you move to TPT’s PRO account. There are rules to note when you move to this funded phase.

News Trading

One benefit of the evaluation that is no longer available for PRO accounts is news trading. During major reports or news publications, all PRO trades are locked and will resume trading minutes before and after a news release. Notable reports that traders tend to look forward to include NFP, CPI, and Fed interest rates.

To stay compliant, traders are expected to monitor the economic calendar closely. The calendar will mark news items in red to help you prepare for periods when you cannot trade. Always keep these days in mind, since violating the news trading rule can result in a breach of your account.

Algorithm Trading

Any form of algorithm or bot trading is prohibited in Take Profit Trader across the evaluation and funded phase. The firm expect all traders to manually place their entries and exits. As of this writing, there are no clear penalties for anyone caught using automated trading software.

Intraday Drawdown

Take Profit Trader’s PRO accounts use an intraday trailing drawdown, which means the drawdown is tracked in real time. Sudden unrealised losses could hit your account’s drawdown when the price spikes against your positions, automatically locking you out of your account.

Note that TPT follows a maximum trailing drawdown rule, where it moves with your profit up to the initial balance. Using the 25K account’s drawdown of $1,500 as our example, your drawdown balance limit is $23,500. Should your unrealised profit for a single trade reach $500, the limit moves to $24,000. Closing the trade with a $200 profit will increase your balance to $25,200, but your limit remains at $24,000.

Max Contract Availability

There is no scaling plan with the PRO plan. You have access to the maximum number of minis and micros on the first day of your funded phase. The availability of all futures contracts lets you act immediately on market opportunities. It also lets you clear the buffer amount in a short period.

Buffer Amount and No Withdrawal Cap

Account Size Buffer Zone
25k $26,500
50k $52,000
75k $77,500
100k $103,000
150k $154,500

You need to clear the buffer zone when requesting a payout with a PRO account, which is the amount of gains you need to be eligible for payouts. If you are on the 25K account, for example, your initial realized gains need to reach $1,500. This amount lets you clear the $26,500 buffer zone.

Anything on top of the zone is eligible for withdrawal, which means there is no maximum cap on how much you can take out.

No Consistency Requirement

A significant benefit of TPT’s funded account is the lack of a consistency requirement. You are not obligated to limit your gains in one day just to satisfy a payout requirement.

Reset Options

If you happen to breach your PRO account, you can reset it three times. This is what makes TPT unique since it is rare for a futures prop firm to let you reset your funded account. The cost to reset your PRO account is as follows:

  • 25k PRO Reset: $449
  • 50k PRO Reset: $649
  • 75k PRO Reset: $799
  • 100k PRO Reset: $999
  • 150k PRO Reset: $1499

There are two reasons to consider resetting your account instead of starting a new one. Keep in mind that this option is available only with a PRO account. Resetting it lets you avoid going through the evaluation process again. Another reason is to avoid paying the activation fee, which already adds value to the reset fees.

Given those reasons and the prices, the reset options offer the worst possible value propositions for any prop firms. The second reason does not matter if you are using a code that waives the activation fee for the transition from evaluation to a PRO account.

PRO+ Account

The upgrade from the PRO to the PRO+ account is done under Take Profit Trader’s discretion. There are no mentions of how a trader qualifies for the upgrade. It does state that management is evaluated on a trader’s consistency, risk management, execution patterns, and overall trading discipline. The metrics or parameters, like the number of payouts requested or profits made, are not mentioned in TPT’s support page.

When you are qualified for the PRO+ upgrade, be wary of the profits you made. $5,000 of gains in your PRO account will stay behind and remain frozen. Any amount above the $5,000 profit can still be withdrawn before your upgrade. It will also stay behind while your PRO+ is active. On a positive note, your drawdown limit starts at your account’s initial level when you transition to the PR0+ account.

Live-funded accounts tend to be the worst possible transition for most futures prop firms. Order fills are more challenging in the live market than in a simulated one. Many traders see the sim-to-live transition as a way to limit those who are making significant gains. You cannot just freely use high-risk trades or enter positions based on minimal technical signals.

While the transition to live markets can be a downgrade for other prop firms, TPT makes it more of an upgrade with their PRO+ account. Below are the advantages of this account over the regular PRO account.

Higher Profit Cut

PRO+ accounts feature a 90/10 profit split per payout request, compared with the 80/20 split offered on standard PRO accounts. That extra 10% can make a noticeable difference over time, especially for traders who consistently reach payouts. It gives profitable traders a larger share of what they earn and improves the overall value of staying funded.

No Buffer Requirement

The primary requirement for withdrawing your profit is to meet the buffer zone requirement among PRO account holders. You do not have to worry about making gains to satisfy the requirement before you can request a payout with the PRO+ account.

This advantage is a compromise between resetting your balance to zero from the initial amount of your PRO account during the transition. Removing this requirement provides the convenience of not having to fill the buffer zone again.

EOD Drawdown

The return to an end-of-day drawdown rule is one of the strongest advantages of a PRO+ account. It gives traders more room to manage positions without the same level of intraday pressure that comes with stricter real-time trailing limits. That added flexibility can make a real difference in live futures trading, where price movement can be fast, uneven, and difficult to manage if the account rules are too restrictive. For many traders, EOD drawdown allows for a more natural trading style and better decision-making during volatile sessions.

Overall PRO+ Advantage

Given the advantages of the PRO+, does it offer traders more value than other futures prop firms? The answer comes from what the PRO also offers, or what it does not require from you. Payout requirements for the PRO account revolve around the buffer zone and the profit split. There are no minimum day requirements or even a maximum payout cap. Everything about the buffer amount is yours to keep, or about 80% of it.

Note that the payout has no other requirements. It does not require you to complete a trade across several days or follow a consistency rule. There is also no cap on how much you can withdraw.

The PRO+ advantages build on those of the PRO account, including a 90/10 profit split and EOD drawdown. It is important to note that these advantages are available only with a live market. Many want to keep trading in a simulated market rather than accept these advantages. In reality, most prop firms tend to move profitable traders to live accounts. Many of these firms do not even offer the same compromise as TPT does for PRO+ accounts.

Who is The PRO/PRO+ Account For?

While the evaluation phase has a consistency rule, it is still much more lenient than those of other firms. You just don’t exceed the 50% consistency rate with your gains and make trades on five days. It allows you to take on high-risk trades because recovering your consistency rate is manageable.

TPT is recommended for traders seeking large withdrawals that exceed the normal max payout cap of any futures prop firm. These are the ones who aim for major opportunities in a single day and do not want to be burdened by a consistency rule or a minimum winning-day requirement.

In addition, it is recommended for conservative traders seeking regular payouts through a reliable, tight trading strategy. Many firms transition successful traders from a sim account to a live account without additional benefits. TPT offers a better deal for transitioning to a live account than other firms.

Who Should Avoid TPT

While TPT offers the best incentives during the funding phase, it does not provide alternatives for those who want to clear the evaluation phase more quickly. There are no instant funding options that give you immediate access to a firm’s funds so you can start making real money. You do have the option to reset a PRO account, which will let you skip the evaluation. However, the price to do so is high.

Unfortunately for swing traders, TPT is also strict with overnight holdings. They are also very harsh on those who attempt to hold their positions for more than two days by breaching accounts with open trades outside the allowed hours. Compared with other firms with strict overnight holding requirements, the platform automatically closes positions at a specific time of day and does not penalise traders like TPT.

Final Word: Take Profit Trader Review

Take Profit Trader’s funded phase is the highlight of the prop firm. While many of the best features are behind a live-funded account, it is still the best option compared with other futures prop firms. The lenient payout requirements and max EOD drawdown encourage a wide range of trading styles as long as they do not involve overnight holding.

FAQ

Can you reset a PRO+ account?

There is no option to reset a PRO+ account. That option is only available for PRO account holders.

Does the lack of a daily loss limit make TPT safer or riskier?

A soft-breach DLL is often a risk mitigation feature that helps some traders. It tells them that they are losing a large amount for a single day. Traders are given time to review their positions and correct their mistakes.

Is the PRO+ upgrade automatically a better deal for every trader?

While PRO+ has a higher profit cut of 90/10 and no buffer requirement, you are trading on a live market. This means higher risks of slippage, exposure, and difficulty in having your orders filled.